481 River Bluff Road

Elgin, IL
$ 350,000 Beds 4 Baths 2.5 Sq 2,520
Monthly Estimate* How much can I afford?

Rooted in history and nestled among Elgin's North End "Gold Coast" neighborhood is this circa 1933 English Tudor Revival gem that sits on a double corner lot. Historical home built by well known and highly respected Elgin Beverage distributor. Masterfully maintained this rare original owner home pays homage to its period style and charm while providing dynamic living space and function. The rounded recessed impressive front door beckons family and friends to come inside. The family and living rooms are truly the heart of this home and are open to each other for maximum use for both day to day living and grand entertaining! The family room features a bay window and warm and inviting fireplace. The adjacent living room features an exquisite curved wall of leaded glass windows that is truly breathtaking. An elegant dining room lends itself to your more formal gatherings. The Rich hardwood floors and original trim and doors are a showstopper throughout! A Galley designed working kitchen with eating nook is both functional and features original vintage cabinetry from Youngstown cabinetry co. Adjacent to the kitchen is a large screened porch perfect for summer meals and family enjoyment that overlooks the patio and yard. Tucked away for privacy and reflective retreat is a handsome den/5th bedroom that has a spacious cedar lined closet. A full bath and main floor bedroom round out the first level's living space. Upstairs are three more bedrooms - The master is generous sized with a full wall of uniquely designed closets. Bedroom three features a walk in closet, vanity nook and sconce wall lighting. The fourth bedroom has a full wall of built in closets as well. A large full bath with dual vanities, separate tub and shower services this level. Additionally there is a huge walk in hall closet for storage (or future 3rd bath? ) And several other hall closets as well! The lower level of this home is very unique and offers a "secret entrance" to the prohibition era speakeasy style pub with vintage bar, booth, fireplace, sconce lighting, paneled walls... if only the walls could talk- the stories they would tell! A fruit cellar, work shop, and mini kitchen area are a big plus too! A Four car garage with huge storage loft is accessed directly from the screened porch. Brand new roof 2020! To find a vintage home with the original family still in ownership is a rare treat indeed and it has many distinct characters throughout that define it! Great location only 22 minutes to Ohare Airport, minutes to I90 interchange, 5 minutes to historic downtown Elgin- This is a must see! AGENTS AND/OR PROSPECTIVE BUYERS EXPOSED TO COVID 19 OR WITH A COUGH OR FEVER ARE NOT TO ENTER THE HOME UNTIL THEY RECEIVE MEDICAL CLEARANCE- ALL THAT ENTER TO WEAR A MASK


  • Price
  • $ 350,000
  • Lot Size
  • 0.38 Acres
  • Bedrooms
  • 4
  • Sqr Footage
  • 2,520
  • Full Bathrooms
  • 2
  • Year Built
  • 1933
  • Half Bathrooms
  • 1
  • City, Zip
  • Elgin
  • Taxes
  • 8486
  • County
  • KANE
  • Style
  • Tudor
  • Area
  • Elgin
  • MLS#
  • 10838061
  • Zip
  • 60120
Listing Provided by: Premier Living Properties



Age 81-90 Years
Architectural Style Tudor
Assessment Includes None
Attached Garage Yes
Built Before 1978 Yes
Community Features Curbs/Gutters, Sidewalks, Street Lights, Street Paved
Contingency Attorney/Inspection
County Kane
Detached Type 1.5 Story
Directions Rt 41 to Kimball E to Grove N to slade E to duncan N to River bluff to home at corner of duncan and river bluff
District Elementary School 46
District High School 46
District Middle/Junior School 46
Elementary School Coleman Elementary School
Exposure N (North)
Exterior Features Patio
Financing Options Conventional, FHA, VA
Full Baths 2
Garage Spaces 4.5
General Information School Bus Service
HOA Fee Frequency Not Applicable
Half Baths 1
High School Elgin High School
Interior Features Hardwood Floors, 1st Floor Bedroom, 1st Floor Full Bath, Built-in Features, Walk-In Closet(s)
Middle/Junior School Larsen Middle School
New Construction No
Ownership Fee Simple
Parking Garage
Rehab No
Roof Asphalt/Glass (Shingles)
Sewer Sewer-Public
Special Assessments No
Status Contingent
Tax Year 2019
Taxes 8486.96
Waterfront No
Year Built 1933

Interior Features

2nd Bedroom Flooring Carpet
3rd Bedroom Flooring Hardwood
4th Bedroom Flooring Carpet
Additional Rooms Recreation Rm
Addtl Room 4 Name Screened Porch
Air Conditioning None
Attic Dormer
Basement Full
Basement Bathrooms (y/n) Yes
Basement Description Partially Finished
Bedroom 2 Dimensions 16X15
Bedroom 2 Level/Floor 2nd Level
Bedroom 3 Dimensions 12X12
Bedroom 4 Dimensions 11X8
Continue To Show? Yes
Corporate Limits Elgin
Dining Room Separate
Dining Room Dimensions 12X12
Dining Room Level Main Level
Family Room Dimensions 20X14
Family Room Flooring Hardwood
Fireplace Features Wood Burning
Fireplace Locations Living Room, Basement
Fireplaces 2
Heater Fuel Type Gas, Baseboard
Kitchen Appliances Oven/Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
Kitchen Dimensions 19X9
Kitchen Level Main Level
Kitchen Type Eating Area-Table Space, Galley
Laundry Dimensions 10X10
Laundry Level/Floor Basement
Living Area 2520
Living Room Dimensions 17X14
Living Room Flooring Hardwood
Living Room Level/Floor Main Level
Master Bath None
Master Bed Dimensions 23X12
Master Bedroom Flooring Carpet
Master Bedroom Level 2nd Level
Other Room 1 Dimensions 5X4
Other Room 2 Dimensions 12X10
Other Room 3 Dimensions 32X16
Other Room 4 Dimensions 25X10
Other Room 4 Level Main Level
Other Room 6 Level Not Applicable
Other Room 7 Level Not Applicable
Rooms List Foyer, Den, Recreation Room, Screened Porch
Street Suffix Road
Total Bathrooms 2.1
Total Rooms 10

Exterior Features

City Elgin
Acreage .3788
Disability Access And/or Equipped No
Driveway Asphalt
Foundation Details Concrete
Garage Ownership Owned
Garage Type Attached
Lot Dimensions 132X128
Lot Features Corner
Lot Size Area .25-.49 Acre
Water Source Public


  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Master On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator


Per Month

Based on the average sale price from the Niles, IL office

  • Monthly Principal & interest $1,939
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
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Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.


Elementary School Coleman Elementary School
Middle School Larsen Middle School
High School Elgin High School

Price History

8/28/2020 Listed $350,000

Property vs Zip Code Average in 60120

AVG $230K
AVG $5,257
AVG 60
Year Built
AVG 1952
AVG 43
Data Provided by Walkscore ® not using MLS data


Areas That We Cover

481 River Bluff Road Elgin, IL is a Single Family Home for sale at $350000 with 2520 sqft and a lot size of 0.38 Acres Acre(s). 481 River Bluff Road Elgin has 4 bedrooms, 2 baths and was built in 1933. The property's zip code is 60120 which is in Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 4.38% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.